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Post Office Savings Scheme

5-Year Post Office Recurring Deposit Account (RD)

Interest payable, Rates, Periodicity etc. Minimum Amount for opening of account and maximum balance that can be retained

From 01.07.2019, interest rates are as follows:-

Minimum INR 100/- per month or any amount in multiples of INR 10/-. No maximum limit.
Interest payable, Rates, Periodicity etc. Minimum Amount for opening of account and maximum balance that can be retained

Interest payable annually but calculated quarterly.

Minimum INR 1000/- and in multiple of 100. No maximum limit.

Period Rate

1yr.A/c

6.9%

2yr.A/c

6.9%

3yr.A/c

6.9%

5yr.A/c

7.7%

Interest payable, Rates, Periodicity etc. Minimum Amount for opening of account and maximum balance that can be retained

From 01.07.2019, interest rates are as follows:-

(i) 7.6​ % per annum payable monthly.

(i) In multiples of INR 1000/-
(ii) Maximum investment limit is INR 4.5 lakh in single account and INR 9 lakh in joint account
(iii) An individual can invest maximum INR 4.5 lakh in MIS (including his share in joint accounts)
(iv) For calculation of share of an individual in joint account, each joint holder have equal share in each joint account.

Scheme Interest payable, Rates, Periodicity etc. Minimum Amount for opening of account and maximum balance that can be retained Salient features including Tax Rebate
  • (i) National Savings Certificates (NSC)
  • (ii) 5 Years National Savings Certificate (VIII Issue)

From 01.07.2019, interest rates are as follows:-

  • (i) 7.9​ % compounded annually but payable at maturity.
  • (ii) INR 100/- grows to INR 146.25​​ ​after 5 years

Minimum of Rs. 1000/- and in multiples of Rs. 100/- No Maximum Limit

*In case of NSC VIII , transfer of certificates from one person to another can be done only once from date of issue to date of maturity

*​At the time of transfer of Certificates from one person to another, old certificates will not be discharged. Name of old holder shall be rounded and name of new holder shall be written on the old certificate and on the purchase application(in case of non CBS Post offices) under dated signatures of the authorized Postmaster along with his designation stamp and date stamp of Post office

Interest payable, Rates, Periodicity etc. Minimum Amount for opening of account and maximum balance that can be retained

From 01.07​.2019, interest rates are as follows:-

Minimum of Rs. 1000/- and in multiples of Rs. 100/- No Maximum Limit.
Interest payable, Rates, Periodicity etc. Minimum Amount for opening of account and maximum balance that can be retained

From 01.07.2019 , interest rates are as follows:-

There shall be only one deposit in the account in multiple of INR.1000/- maximum not exceeding INR 15 lakh.

Investment under this scheme qualifies for the benefit of Section 80C of the Income Tax Act, 1961 from 1.4.2007.

Mrs. Kalpana Rahalkar and late Mr. Ajit Rahalkar started Investments & Insurance Consultancy firm in 1982 under the brand name of 'Kalpana Investments'.

The Success of 'Kalpana Investments' is the result of their dedication, devotion, determination, hard work and extra ordinary efforts. In the journey of more than three decades, Kalpana Investments has conquered remarkable achievements in the field of Fixed Deposits, Mutual Funds and Insurance.

We would like to dedicate this success of Kalpana Investments to our clients. It is only because of their Faith in us which has led Kalpana Investments to reach at this respectable position.

With their blessings we have expanded our business in a new way with the new name as:

- Vision -

To be the leading company in Distribution of Financial Products and Providing Professional Services in Conformity with Ethics and Professional Practice and Standards worldwide.


- Mission -

  • Create and present Financial Solutions to cater the needs, goals amd aspirations of the clients.
  • Distribution of Financial Products in accordance with the solutions presented.
  • Tie-ups with Financial Products Distributors
  • Provide Professional Services using expertise of empanelled professionals.
  • Form and expand the pool of Experienced Professionals in every field confied to objectives.
  • Give pre-eminent services to clients and attend 100% client satisfaction.
  • Develop innovative platform for long term client engagement.
  • Educate clients through Financial Literacy Initiatives and assist them to make informed decisions.
  • Expand means of approachability for clients to serve them better via online mode, branches and other point of access.
  • Develop Franchise and sub-brokers network by building state of art infrastracture & support platforms.

"Quality is never an accident; it is always the result of high intention, sincere effort, intelligent direction and skillful execution; it represents the wise choice of many alternatives."
- William A. Foster -

CONTACT:

Kalpajit FinSol Pvt Ltd
(Formerly known as Kalpana Investments)

B-1 Dream Presidency,
Near P E School,
Vidya Nagari Jail Road,
Nashik Road,
Nashik- 422101.

Mobile No.:- +91 8888896454

Email Id :- support@kalpajit.com

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